One Point Brokerage, LLC Privacy Policy & Practices

I. Introduction

As a current customer of ONE POINT INSURANCE BROKERAGE, LLC we would like to take this opportunity to both thank you for your business and to share with you the importance our agency places upon protecting the privacy of information we gather from you in accordance with applicable state and federal laws.
ONE POINT INSURANCE BROKERAGE, LLC is a member of the financial services industry and, as such, our agency has been and continues to be subject to federal and state privacy laws regarding the collection and exchange of your information. The following is ONE POINT INSURANCE BROKERAGE, LLC’s privacy policy regarding the customer information we collect.

Contained in this privacy policy you will find:
An explanation of the types of information ONE POINT INSURANCE BROKERAGE, LLC collects from our clients and the means used to collect such information,

An explanation of how ONE POINT INSURANCE BROKERAGE, LLC shares the information collected from our clients, and

An explanation of how ONE POINT INSURANCE BROKERAGE, LLC protects client information.

II. Information we collect and the means used to collect the information

ONE POINT INSURANCE BROKERAGE, LLC collects information about our customers that is necessary to provide those services usual and customary to independent insurance agents. ONE POINT INSURANCE BROKERAGE, LLC collects this necessary information from the following sources:

Information we receive from you on applications or other forms; this information may include, but is not limited to, your name, address and date of birth.

Information about our clients’ transactions with us; this information may include, but is not limited to, claims and payment history.

Information we receive from a consumer reporting agency; this information may include, but is not limited to, a driving record, credit report or insurance score report.

Information we receive from medical records or medical professionals.

To collect customer information from the above-stated sources, ONE POINT INSURANCE BROKERAGE, LLC. may use the following means of communication to gather information: written, in-person, telephone, facsimile, electronically and online.< III. How we share client information with non-affiliated third parties We don’t share information about our customers or former customers with non-affiliated third-parties other than as permitted or required by law. For example, ONE POINT INSURANCE BROKERAGE, LLC. may share all of the information listed above with non-affiliated third parties for, including but not limited to, the following reasons: Information that is necessary to service or process the insurance needs of our clients, in a manner that is consistent with the usual and customary services provided by independent insurance agents. Such usual and customary services or processes provided by ONE POINT INSURANCE BROKERAGE, LLC to its customers include but are not limited to underwriting, shopping the renewal, rating, placement and providing quotes for insurance that is germane to the coverage the customer places with our agency. Information that is necessary to protect the confidentiality or security of our client’s records. Information that is necessary to resolve client disputes or inquiries. Information that is required by individuals or entities who are assessing our legal compliance. Information that is required for ONE POINT INSURANCE BROKERAGE, LLC to comply with the law. To an actuarial or research organization for the purpose of conducting actuarial or research studies. Information that is necessary to protect against or prevent fraud, unauthorized transactions, claims or other liability. IV. How we share client information with affiliated parties We do not share client information with any affiliate. V. Our practices regarding information confidentiality and security We maintain physical, electronic, and procedural safeguards to guard your information. These safeguards include but are not limited to the following: We restrict access to non-public personal information about our clients and former clients to those employees who need to know that information in order to assist in providing services or products to the customer. We will punish any employees who impermissibly share client information. We use a secure Internet and e-mail provider to protect the confidentiality of electronic communications. VI. Your right to access and amend your personal information You have the right to request access to the personal information that we record about you. Your right includes the right to know the source of the information and the identity of the persons, institutions, or types of institutions to whom we have disclosed such information within 2 years prior to your request. Your right includes the right to view such information and copy it in person, or request that a copy of it be sent to you by mail (for which we may charge you a reasonable fee to cover our costs). Your right also includes the right to request corrections, amendments, or deletions of any information in our possession. The procedures that you must follow to request access to, or an amendment of, your information are as follows: To obtain access to your information: You should submit a request in writing to Todd M. Ross, Managing Member, ONE POINT INSURANCE BROKERAGE, LLC. The request should include your name, address, Social Security number, telephone number, and the recorded information to which you would like access. The request should state whether you would like access in person or a copy of the information sent to you by mail. Upon receipt of your request, we will contact you within 30 business days to arrange providing you with access in person. To correct, amend, or delete any of your information: You should submit a request in writing to Todd M. Ross, President, ONE POINT INSURANCE BROKERAGE, LLC. The request should include your name, address, Social Security number, telephone number, the specific information in dispute, and the identity of document or record that contains the disputed information. Upon receipt of your request, we will contact you within 30 business days to notify you either that we have made the corrections, amendment or deletion, or that we refuse to do so and the reasons for the refusal, which you will have an opportunity to challenge. VII. Our Policy regarding dispute resolution:Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. VIII. Reservation of the right to disclose information in unforeseen circumstances: In connection with the potential sale or transfer of it’s interests, ONE POINT INSURANCE BROKERAGE, LLC, and its affiliates reserve the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country of residency and other information that you provide through other communications) to a third party entity that 1) concentrates its business in a similar practice of service; 2) agrees to be ONE POINT INSURANCE BROKERAGE, LLC successor in interest with regard to the maintenance and protection of the information collected; and 3) agrees to the obligations of this privacy statement. ONE POINT INSURANCE BROKERAGE, LLC appreciates your business and in order to continue building upon that relationship we believe it is necessary, not only from a legal standpoint, but also as a sound business practice, that our customers understand the care our agency uses in handling your information. ONE POINT INSURANCE BROKERAGE, LLC will continue to monitor the effectiveness of this privacy policy. Emergency Updates